Get financing for new, energy efficient equipment

PG&E offers 0% interest loans for replacing old and worn-out equipment with more energy-efficient models. We'll set you up with a loan repayment amount that is in line with the monthly energy savings from your upgrade. Your energy bill shouldn't increase due to your equipment investment. Once your loan is paid off, you will see savings on your bill.

Loans range between $5,000 and $4,000,000 per premise, with loan periods of up to 120 months.

In some circumstances, Small Business Financing might be a better option:

  • An expedited installation.
  • A loan of less than $5,000.
  • Project requires longer payback (i.e., windows, rooftop HVAC).

Check out the Small Business Financing (SBF) program

Save money with the Energy Efficiency Financing program in four easy steps

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Confirm your eligibility

You must have been a PG&E commercial customer for at least 24 months with a good standing 12-month payment history to qualify. The minimum project loan amount is $5,000.

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Contact PG&E to apply

To start the process, talk to your PG&E account representative or contact Business Customer Service. You can also complete an Energy Efficiency Financing Request Form.

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Choose your project

We'll help you select a project that qualifies and that saves your business the most energy and money. The project’s annual energy savings must be at least $1,000.

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Start your project

Once your project is complete, your PG&E account representative will assist you with submitting your rebate application and finalizing your loan.

PLEASE NOTE: PG&E offers Energy Efficiency Financing to our eligible customers on a first-come, first-served basis until program funds are no longer available. *Where, in PG&E's sole opinion, unique opportunities to capture large energy savings exist and all other EEF loan program terms will be met, the sum of the loan amounts for a Government Agency Customer's premises may exceed two hundred fifty thousand dollars ($250,000) up to a maximum of four million dollars ($4,000,000). Talk to a PG&E Account Representative for more information. Energy Efficiency funds, including On-Bill Finance loan funds, are public funds. Depending on the project and type of work performed, a project that receives Energy Efficiency or On-Bill Finance loan funds may be considered a public work (as defined under Labor Code section 1720 et. seq.). For information on the rules and regulations that apply to public works, including payment of prevailing wages, see the Department of Industrial Relations website.

Learn more about Energy Efficiency Financing